22 April 2016

UOB mighty app gets blocked on rooted android devices

If you are a UOB customer, you might have downloaded an installed their latest Google App from the App Store.

As spywares and backdoors are rampant among the Android smartphones, UOB took a step and blocks out users who are suspected of using rooted devices to access internet banking.

This is a good move as it protects both parties from the hackers.

A pop up will be displayed when your device is supposedly compromised.


21 April 2016

INTEL will slash up to 12,000 jobs worldwide as it seeks to shake up its business to reduce dependence on the slumping personal computer market,

INTEL will slash up to 12,000 jobs worldwide as it seeks to shake up its business to reduce dependence on the slumping personal computer market, the United States tech giant said on Tuesday.

Known for its role as the leading PC chipmaker, it has in recent years been seeking to shift to mobile and emerging technologies.

The restructuring will cut about 11 per cent of the workforce by mid-2017 and aims to "accelerate evolution from a PC company to one that powers the cloud and billions of smart, connected computing devices", it said.

"Our results over the last year demonstrate a strategy that is working and a solid foundation for growth," said chief executive Brian Krzanich.

"The opportunity now is to accelerate this momentum and build on our strengths."

Intel will be increasing investments in key growth areas, which include the range of smart home and other connected devices known as the "Internet of Things", as well as its data centres and computer memory operation.

Mr Krzanich has spoken frequently about the shift in computing and laid out his vision more than a year ago, telling the Consumer Electronics Show that the industry would be "unleashed" by wearables.

"So, computing becomes unwired and everything becomes smart and connected," he noted at the time.

Intel said the job cuts will come from "a combination of voluntary and involuntary departures" and a re-evaluation of its global operations.

It will set aside US$1.2 billion (S$1.6 billion) to cover the costs of the job reductions and expects the programme to save US$750 million this year and US$1.4 billion by mid-2017.

How to prevent Ransomware from installing in your system

Lately I heard of friends seeking help as their computers were affected by RansomWare. Ransomeware is some sort of backdoor application or script that is installed into your PC. They usually comes as attachements in ZIP files.

If you unknowingly installed it, it will execute the Windows Host Script and starts encrypting your important Documents, Excel spreadsheets etc.

When you try to open it, it will pop up a message asking you to pay to 'unlock' the important file.
Ransomware seems to be rampant these days. It not only encrypts your data files and ask you for money by holding you ransom for the important files. So, how can one avoid installing ransomware unknowingly?

So how do you prevent it ?

To resolve this, you can try to disable the Windows Host Script by following the instructions here by disabling the WSH in REGISTRY using REGEDIT.

Read more.

Catch the Latest, Hottest Content on StarHub Go Game of Thrones’ Season 6 to premiere concurrently with US Ramped up catalogue includes express titles from Asia, US and UK New intuitive features for an even more superior user experience

Catch the Latest, Hottest Content on StarHub Go
- Game of Thrones’ Season 6 to premiere concurrently with US
- Ramped up catalogue includes express titles from Asia, US and UK
- New intuitive features for an even more superior user experience

Singapore, 21 April 2016 – Fans of Game of Thrones are in for a real treat! The brand new season of HBO’s Emmy® Award-winning drama series returns on 25 April—with a whole new season of duplicity and treacheryconquest and triumph—and Singaporean audiences can catch all that exciting action on StarHub Go, at the same time it debuts in the US. This is thanks to an enhancement on the online video streaming service which features an even bigger and more current catalogue. Viewers can expect exclusive content ranging from top Asian broadcasters such as TVB, CJ Media, and Sanlih Entertainment Television to Hollywood’s finest networks like DreamWorks, HBO and Sony. Sports fans will be thrilled with ‘live’ sporting action from top drawer properties including UEFA Champions League and National Basketball League.

To ensure a superior user experience, the latest version of StarHub Go also offers new, intuitive features such as a search function, making finding content a fuss-free affair. Based on users’ past viewing preferences, the recommendation feature will highlight related entertainment options to customers. Watching TV will also become more social—users can share and comment on their favourite programmes with friends on the social media platform.

“StarHub Go is a personal online video service where customers can catch first-run series such as Sherlock and Orphan Black, watch the brand new season of Game of Thrones concurrently with their US counterparts, or simply indulge in hours of the latest hit Korean drama on their preferred smart devices,” expressed Ms Lin Shu Fen, Head, Family Segment & HubLife, StarHub. “To make the viewing experience even more enjoyable, we go one step further to ensure that StarHub Mobile Postpaid customers will not be charged for data usage while streaming their favourite content on StarHub Go. We will continue to expand the catalogue on StarHub Go, so that customers can be assured of always catching the latest and most compelling content here.”

Supersized Catalogue
There are myriad channels that can now be accessed via two packs on StarHub Go: Go Select and Go Sports. At $9.901 per month (including GST), the Go Select Pack will offer unlimited, on demand, commercial-free viewing of the best in US and British productions, the latest and hottest Asian dramas and variety shows, as well as intriguing documentaries and engaging kids programming. In addition to the latest season of Game of Thrones, anyone with a Hub ID can watch all of the five earlier seasons at no cost from now till April 30. Drama aficionados will appreciate the latest original productions from BBC First, including the critically acclaimed adaptation of Tolstoy’s War and Peace, all three seasons of Sherlock, the one-episode special, Sherlock: The Abominable Bride as well as the latest season of dramatic conspiracy series, Orphan Black—available within 24 hours after its original telecast.

Fans of Asian programming can catch TVB’s latest trial drama, My Dangerous Mafia Retirement Plan, concurrently with their Hong Kong counterparts on 25 April. The comedy drama sees popular silver screen actors Kent Cheng and Tommy Wong, making a comeback as a gang of old, retired triad bosses.  Meanwhile, popular Taiwanese artistes Aaron Yan and Joanne Tseng will delight fans in their latest idol drama Refresh Man, which will premiere on 23 April. Top-rated Chinese period dramas to catch include the currently showing Imperial Doctress and Nirvana in Fire, which will premiere on 16 May.  Alternatively, viewers can choose to kick back and relax with the latest Korean titles like Descendants of the Sun, Cheese in the Trap and MisaengVariety show junkies can look forward to top-grossing variety programmes from China and Taiwan such as If You Are The One, Mr Player, and Hot Door Night. For a touch of local delight, viewers can catch all StarHub’s original productions on StarHub Go, including Hear Me Sing, Singapore’s first online reality singing competition, which is currently underway.

The Go Sports Pack is perfect for sports fans to access top sporting ‘live’ action on the move. These include top drawer sports properties such as UEFA Champions League, UEFA Europa League, La Liga, ATP World Tour, National Basketball Association and World Wrestling Entertainment on selected sports channels: beIN SPORTS HD, EuroSport, Setanta Sports as well as StarHub’s stable of self-packaged sports channels: SuperSports 1, SuperSports 2, SuperSports 3 and SuperSports 4. The Go Sports Pack is priced at an attractive $9.901 per month (including GST).
All StarHub  TV, Broadband and post-paid Mobile customers can enjoy the convenience of charging their StarHub Go Pack subscriptions to their existing monthly bills, while non-StarHub customers can pay for unlimited access with a 30-day StarHub Go pass via their credit cards. iOS users can now even subscribe to the Packs via the Apple App Store.  For a worry-free streaming experience, StarHub Mobile postpaid customers will not be charged for the use of their mobile data while consuming content on StarHub Go.
 For more information, please visit www.starhubgo.com.
 1Promotional price for Go Sports Pack is valid until 31 December 2016

23 March 2016

ASUS announces RP-AC68U the latest 802.11ac (AC1900) dual band WiFi repeater at S$259

ASUS announces RP-AC68U the latest 802.11ac (AC1900) dual band WiFi repeater at S$259

ASUS today announced RP-AC68U, its top-of-the-range 802.11ac (AC1900) dual-band Wi-Fi repeater. The compact and stylish RP-AC68U features four internal high-performance antennas (3 transmit, 4 receive) and allows users to easily extend coverage of an existing 802.11ac Wi-Fi network with ultra-fast speeds of up to 1900Mbps.

•             Powerful repeater extends an existing dual-band 802.11ac Wi-Fi network, with speeds up to 1900Mbps
•             Includes USB 3.0 port with 10-times (10X) faster data transfers than USB 2.0, with support for ASUS AiCloud
•             Five Gigabit Ethernet ports allow users to convert any wired network devices to wireless operation

Launch Price (SGD)
3 years

Aspial Corp issues second retail bond at 5.3 percent per annum

For those who missed the first retail bond offered by Aspial Corporation 5.25% last year, you will have a chance to ballot the second round this year.

The four-year, S$75 million issuance pays annual interest of 5.3 per cent, one of the highest rates rolled out here in years.

Aspial's latest issuance will set aside S$50 million for public offer, with a minimum investment of S$2,000 per application. A S$25 million placement tranche - for institutional investors - will require at least S$100,000 per application.

The offer opens at 9am Wednesday and closes at 12 noon on March 30. Aspial can expand the issue size to a maximum of S$200 million if the offer is over-subscribed.

A 5.3 per cent annual payout, or coupon rate, is step up from Aspial's first issuance in August last year, when the jeweller and property firm rolled out a five-year, S$150 million issuance with a 5.25 per cent coupon rate.

Both coupon rates sit at the very top of the current crop of Singdollar retail corporate bonds.

"The return is certainly very attractive, as is usual with non-investment grade offering," CMC Markets analyst Margaret Yang said, referring to the fact that Aspial is not credit-rated. "Individual investors will have to decide based on their risk appetite. But for a company to hit the retail bond market now makes sense, given that the interest rate uncertainties have dropped after the Federal Reserve said only two rate hikes are on the cards this year."

Those interested can apply through ATM machines from $2000 onwards or buy the corporate version at S$100,000 per lot from issuing parties. Do note that this is a high yield unrated bond which will mature in 4 year's time. The older retail bond at 5.25% is trading slightly below par at 0.995 cents which gives a yield of more than 5.25% right now.

Will you apply for this retail bond?

24 January 2016

Watch LIVE 7000 using Kodi. Instructions within video

If you have been wondering how to watch LIVE tv using KODI. This video shows you the step by step instruction to configure your KODI client for PC or Android.


31 October 2015

An Analysis of Top 20 counters of SGX (Friday 30th Oct 2015)

An Analysis of Top 20 counters of SGX (Friday 30th Oct 2015)

Predictions of what will happen on Monday.

Disclaimer: This is my prediction and I do not hold any responsibilities if you end up with a bad trade or lose money based on the prediction.

^ - up , v - down , -- maintain

Yuuzoo ^
Noble v
Spackman --
StratechGroup ^
Ezra v
Golden Agri --
Singtel v
Genting SG v
Loyz Energy v
Hu An Cable v
Blumont v
HPH Trust --
CapitalLand v
MMP Resources v
Rowsley --
Global Logistics v
Magnus Energy --
DairyFarm USD  ^
Adventus v
ThaiBEV --
Wilmar Intl --
Ezion ^
APAC Strategic ^

Which counter do you trade?

26 October 2015

Oxley 5% retail bond, maturity 2019

If you thought Fixed Deposit rates of 1.9% is high enough, perhaps you have overlooked at retail bonds which gives you a better edge better than those 10 yrs NTUC or Tokio Marine insurance savings plans.

Lately, there are a couple of retail bonds available and it is definitely a god send for savers. Singapore Savings Bond has a 10 yrs period an averages 2.7% pa over 10 years which is very safe AAA investment in Government bonds.

So, what about corporate ones. Well, we already have 3 launches this year - Frasers 7 years @ 3.65% in May this year, Aspial 5 years @ 5.25% around August, and Perennial 3 yrs @ 4.65%  (the latest just on board SGX).

The new kid on the block, and that's Oxley holdings. So far, little details are out other than it has $100 million will be issued to the general public and $25 million will be for institutional investors, with DBS as the book runner for the bond.

At 5%, if you put in a 100K, that would mean you will be collecting S$5000 per year or S$416 per mth (note dividends are paid every 6 months).

As it is a 4 years retail bond, it should be relatively safe as Oxley holdings holds several residential/industrial/commercial properties in Singapore (about 80% of which are freehold) and some in London, Cambodia and China. Didn't look through the annual report much, but at the very least they are making money in 2013 and 2014.

So, will you go for it? Comment below.

21 May 2015

Fraser Centrepoint Retail bond(3.65%) Results are out !

Yesterday 20 May 2015 was the due date for subscribing to the IPO of Fraser Retail Bond.  In the past, I tried to subscribe to IPO and I usually ends up with single lots. To my surprise, I got all the lots allocated for this bond.

If you have balloted, do login to your bank account either DBS, UOB or OCBC to check your status.
Here is how it looks like on UOB.

So it will be 7 years to hold till maturity or I can sell it straight off for a small profit if I don't intend to keep it. The yield for this retail trench is 3.75% .

Why waste time on Savings Bond or Insurance that pays lesser than 3%.

18 May 2015

CIMB StarSaver is giving up to S$75 credit when you top up your existing StarSaver account

CIMB StarSaver is giving up to S$75 credit when you top up your existing StarSaver account. Do read the Terms & Conditions as the amount will be earmarked till October 2015.

Beyond the existing benefits from a CIMB StarSaver, we are giving our customers up to
 cash credit* when they top-up their existing CIMB StarSaver, CIMB StarSaver (Savings)
or CIMB Junior Saver Account(s) with fresh funds. On top of that receive an additional S$5 cash credit1when you top-up via FAST (Fast and Secure Transfer).
Here is an example of how it works:
Account Balance
on 16 April 2015
Top Up Amount2to Qualify
(Fresh Funds)
Minimum Eligible Account Balance2on 15 June 20153RewardBonus
(top-up via FAST)
e.g. S$5,000S$10,000S$15,000S$15 Cash Credit+S$5 Cash Credit1
S$20,000S$25,000S$30 Cash Credit
S$50,000S$55,000S$75 Cash Credit
To apply, simply:1. Complete the ‘Participation Form For CIMB StarSaver Top-Up Promotion 2015’ by clicking on the
    ‘Register Now’ button below and mail it to us using the Business Reply Envelope (BRE).

2. Top-up your funds via these methods:
    •  Fund Transfer via FAST from other banks (receive S$5 cash credit1)
    •  Cheque/Cashier’s Order
*Terms and conditions apply for the CIMB StarSaver Top-up Promotion 2015. Promotion is from 17 April to 15 June 2015 ("Promotion Period") and is limited to the first 1,000 customers who register via the registration form or at any of our branches.

1The entire top-up amount as indicated in the Participation Form must be done via FAST (Fast and Secure Transfer) transfer to qualify for the additional S$5 cash credit.

The deposit of the minimum top-up amount must be accompanied by an increase in the Customer’s Total Current/Savings Account Balance of an amount of at least S$10,000, S$20,000 or S$50,000 (as the case may be) at the end of the Promotion Period (i.e. 15 June 2015) (as compared against his/her Total Current/ Savings Account Balance as at 16 April 2015). Total Current/Savings Account Balance refers to the total balance of all personal savings or current accounts which the Customer may have with CIMB.

3The minimum top-up amount placed and credited into the eligible account will be earmarked ("Earmarked Funds") within 1 month from the end of the Promotion Period until 15 October 2015 ("Earmarked Period"). Earmarked Funds are not available for withdrawal before the expiry of the Earmarked Period.
Deposits Insurance Scheme 
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

17 May 2015

What stocks do I hold ?

A number of readers asked me what stocks do I hold ? Well, I have dividend stocks and some growth stocks.

Here is a breakdown of stocks which I think has potential.

$800 SUPER
Golden Agr*

A couple of days I just got rid of Golden Agriculture at $0.45 just before their announcement. The price dipped because of poor results. I intend to use the proceeds and invest partially into $800 SUPER or any other counters. I am holding onto REX as it is bottoming and once oil recovers, it should rebound.

Super Group is a counter I like although the valuation if a bit on the high. The results were a bit disappointing and the price dropped from $1.50 to $1.265 within 4 days. Nevertheless, I find that this counter do have it's potential, it also gives dividend.

17 April 2015

Mediacorp‘s Ch 5 Unbelievable - I am stunned like vegetable is a Mandarin song 美黛 - "我在你左右“

Just in case you do not know. the original song is a classic. Unbelievable - I so stunned like vegetable (Spouse For House 2 MV) Original Mandarin version "我在你左右“ 美黛 - 我在你左右 Another version sang by 青山

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